Involved In A Car Accident? The Dos And Don'ts You Need To Know Before Filing A Claim


If you were recently involved in a car accident, you are probably quite anxious to start the process of filing an insurance claim so that you can either repair or replace your vehicle. While your anxiety is normal and understandable, it is important that you take the time to review the dos and don'ts outlined below before you pick up the phone to call the insurance company.

Do Seek Medical Attention

Perhaps the most important thing you need to do after being involved in a car accident is to seek medical attention. Even if you do not initially believe yourself to be seriously injured, you should still get checked out by a qualified professional in order to ensure you have not suffered any internal injuries which may not be immediately apparent. 

When visiting your local emergency room, be sure to let them know that you were involved in a car accident and provide them with your insurance information so that the bills are sent to the insurance company rather than being sent to you.

Don't Make Any Statements Regarding Liability

In some ways, an insurance claim will be investigated in a manner similar to the one used for investigating crimes. For instance, just as anything you say can be used against you in a criminal proceeding, any statements you make even at the accident scene can be used by the insurance company to challenge liability. Therefore, it is important that you do not make any statements to the other driver or to law enforcement regarding your fault in causing the accident. 

Do Contact An Auto Accident Attorney

Before you file an insurance claim, be sure to consult with an auto accident attorney. Completing this step before filing a claim will give your attorney the best opportunity to control the flow of information between you and the insurance company. If either your insurance company or the other driver's insurance company contacts you for a statement prior to your scheduled consultation, simply inform them that while you are happy to cooperate with the claim's process, you will not be making any statement until after you have spoken with an attorney.

Don't Accept Any Payment From The Other Driver

You should never accept any type of payment from the other driver in order to prevent you from filing an insurance claim. This is very important since accepting any payment for damages to your vehicle can be seen as a legal settlement and may prevent you from filing a claim if you later discover that the payment you accepted does not in fact cover your expenses. Accepting this type of settlement may also interfere with your legal right to seek compensation for any injuries that you may have suffered as a result of your accident. 

Contact an auto accident attorney for more information.

About Me

Latest Posts

19 January 2023
Taking care of children with special needs at home isn't easy. It requires time, sacrifice, and money. Ensuring they get educated may even be more cha

22 December 2022
Real estate transactions can be complicated and require a great deal of knowledge in both the legal and financial aspects. As a realtor, it is essenti

27 October 2022
If you are considering a separation, you may be wondering if you need a family law attorney. The answer to this question depends on many factors, but